LIFE INSURANCE
Use Sikka’s LECA (Life Expectancy at Current Age) Health Risk Score® to reduce mortality slippage, provide better risk differentiation, and increase approved applications from the only consent-based oral healthcare data provider in the industry.
At Sikka.ai, we use a combination of machine learning, sophisticated large language models (LLMs) and data science to create indicators from our consent-based oral healthcare data including our proprietary LECA (Life Expectancy at Current Age) Health Risk Score® as well as the Sikka Tobacco Indicator™, all of which can help insurance companies deliver real-time decisions while maintaining mortality projections.
Sikka’s real-time oral health indicators and LECA score have a demonstrated ability to improve mortality slippage while maintaining relative mortality thresholds.
Sikka provides an instant LECA score on life expectancy as well as indicators that provide information on certain chronic diseases and conditions.
Sikka's data has been validated across 20 retro studies with 9M+ life insurance customers, and our LECA score and oral healthcare indicators have been tested by major carriers, reinsurers, and more.
With over 50% share of oral healthcare patient data, Sikka.ai is well-positioned to be the premier provider of this opt-in, consent-based data to the life insurance industry. No other source can provide the same breadth and depth of oral healthcare data. We have world-class data architects and data scientists who gather, store, categorize, deliver and analyze data with precision and agility. This data is valuable to traditional insurance carriers and insurtech startups as they provide:
Speaker Notes
Check out our most recent webinars discussing issues and developments in life insurance underwriting:
Check out our most recent studies discussing issues and developments in life insurance underwriting:
To learn more about Sikka.ai and life insurance underwriting, please email us at insurance@sikka.ai or contact us through our website.
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