DATA SCIENCE

INSURANCE TECHNOLOGY


Sikka uses machine learning, artificial intelligence, and data science to create proprietary Tobacco and LECA scores that help insurance companies deliver real-time decisions in underwriting policies and population modeling.

DATA SCIENCE

INSURANCE TECHNOLOGY


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Accelerated Underwriting

Sikka delivers real-time individual decision API scores including a Tobacco Score and a LECA score to facilitate life insurance underwriting and pricing.

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Real-Time Scoring

Sikka provides an instant Life Expectancy Current Age (LECA) score on life expectancy, a score reflecting tobacco use, and additional scores on certain chronic diseases and conditions, all with appropriate consent.

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Retrospective Studies

Dataset validated with comprehensive retrospective studies with industry leaders.

RETROSPECTIVE STUDIES