
Accelerated Underwriting
Sikka delivers real-time individual decision API scores including a Sikka Tobacco Indicator and a LECA Score® to facilitate life insurance underwriting and pricing.

Real-Time Scoring
Sikka provides an instant LECA Score® on life expectancy, a score reflecting tobacco use, and additional scores on certain chronic diseases and conditions, all with appropriate consent.

Retrospective Studies
Dataset validated with comprehensive retrospective studies with industry leaders.